Flexible Financing, Made Simple

At Nelson Ford, we make vehicle financing straightforward, transparent, and stress-free. Whether you’re buying new, used, or certified pre-owned, our experienced finance team will help you find the right plan — with competitive rates and flexible terms that fit your lifestyle and budget.
We work with major banks, credit unions, and Ford Credit to ensure every driver in the West Kootenays gets approved with confidence.

Why Finance with Nelson Ford

Buying a vehicle is one of the biggest decisions you’ll make — and we’re here to make it easy.

Here’s what you can expect from our Finance Centre:

  • Fast, secure online pre-approvals
  • Competitive loan and lease rates
  • Trade-in assistance to lower your payments
  • Credit options for all situations, including first-time buyers
  • Partnerships with trusted lenders across BC

Our goal is simple: to help you drive the Ford you love with payments that work for you.

Finance or Lease — Which Is Right for You?

Financing:

Own your vehicle outright and build equity over time. Great for long-term ownership and highmileage drivers.

Leasing:

Enjoy lower monthly payments and the option to upgrade every few years. Ideal for those who like driving newer models.

Our finance team will walk you through both options, explaining pros, cons, and payment
structures — so you can make the best choice for your needs.

Easy Online Application

Save time at the dealership by completing our secure online finance form. Once you submit your details, our finance specialists will contact you to discuss available options, trade-in values, and next steps.

We Work with All Credit Types

At Nelson Ford, everyone deserves a chance to drive a reliable vehicle. Whether you have excellent credit, are rebuilding, or just starting out, our finance specialists can help you secure approval through trusted lenders

Ready to Get Started?

We’re here to help you every step of the way — from your first quote to the moment you drive off the lot.

Nelson Ford proudly serves Nelson, Trail, Castlegar, Creston, and the West Kootenays, offering flexible Ford financing and leasing options. Apply online, get pre-approved, or speak with our finance team to find the best loan or lease for your next vehicle.